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SquirrelPlan
Assets
Liabilities
Income
Expenses
Savings Allocation
Retirement Planning
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Results
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Welcome to the Interactive Wealth Planner!
This free and open source tool helps you plan and visualize your financial future.
Sample data is loaded by default to demonstrate the tool's features. You can clear it using the "Clear" button in the top menu.
How to use:
Financial Data: Fill in your assets (e.g., savings, investments), liabilities (e.g., loans), monthly income, and monthly expenses. For assets and liabilities, you can specify an annual return or interest rate. For income and expenses, you can specify an annual increase.
Savings Allocation: Define how your surplus savings are allocated to your different asset classes. You can set up different allocation strategies for different periods of your life.
Retirement Planning: Enter your current age, the legal retirement age, and your estimated net monthly pension from the government.
Advanced Settings: Fine-tune the simulation with parameters like the expected annual inflation rate. You can also set a desired early retirement age and a withdrawal rate for your investments during retirement.
Run Simulation:
Standard Simulation: Runs a single projection based on the exact values you provided.
Monte Carlo Simulation: Enable this in the "Advanced" section to run hundreds of simulations with randomized annual returns for your assets. This helps to assess the probability of achieving your financial goals.
The results are displayed in a chart and a table, showing the evolution of your wealth over time.
With the buttons at the top right, you can import or export your data as a JSON file, or clear all fields.
Privacy first: Your data will never be stored or shared in any way, shape or form.